Master your money with YNAB Budget Coaching

Take control of your finances with certified YNAB coach, Brett Schaffner and experience the freedom of a purpose-driven budget that fits your lifestyle. Whether you’re dealing with debt, trying to escape the paycheck-to-paycheck cycle, or simply aiming to maximize your savings, YNAB coaching is tailored to ensure financial clarity and independence without sacrificing the joys of daily life.

Why YNAB Coaching?

Clarity in Your Financial Journey

See Everything Clearly — Understand where every dollar is going and plan precisely for future needs. We're doing more than just expense tracking here.

Proactive Debt Management

Take Control Back — If you have debt, we'll develop a proactive plan to reduce and eliminate debt, freeing you from financial stress.

Achievable Saving Goals

Realize Your Dreams — Your budget is about your priorities. Set and achieve realistic saving goals, whether it’s for an emergency fund, vacation, or a new home.

Break the Paycheck to Paycheck Cycle

Live in Freedom — Learn how to budget to actually get ahead so you know next month's bills are funded and worrying about due dates is a thing of the past.

Start Your Journey to Financial Freedom

Imagine a life where financial worries don’t dictate your choices—a life where you pay all your bills on time without anxiously awaiting the next payday. Breaking free from the paycheck to paycheck cycle opens up a new world of possibilities: more savings, spontaneous adventures, and the peace of mind to enjoy the present while planning for the future. With YNAB coaching, you can start building this life today.

Gain clear insight into your spending patterns.
Develop a proactive plan for debt reduction.
Customize a budget that fits your lifestyle.
Save effectively for future goals.
Reduce financial stress and anxiety.
Learn to make informed financial decisions.
Enhance your financial literacy and confidence.
Enjoy flexible, guilt-free money management.
Achieve long-term financial stability and freedom.

Hi, I'm Brett

I’m Brett Schaffner, a certified YNAB coach, passionate about helping you gain financial freedom. Since starting my own journey with YNAB in 2021, I’ve paid off over $15,000 in debt and successfully navigated a major career transition and two international moves without financial strain.

My guilt-free approach to budget coaching is laid-back yet focused, tailored to fit your life’s priorities and acknowledging when tough love is needed. I understand that finances often carry a lot of emotional baggage and are deeply influenced by past experiences and personal perspectives. Together, we’ll respectfully address these complexities, crafting a realistic and sustainable plan that emphasizes your priorities. This isn’t just about maintaining a budget; it’s about forging a path forward that respects your financial history and paves the way for long-term stability and peace of mind.

I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.

How does this work?

Don't take my word for it...

Testimonials

I absolutely recommend Brett’s coaching sessions to others and I have already been telling many friends about them. Everyone seems to be scared to even try because it’s a vulnerable spot dealing with money while facing a hard truth. I get it—when it’s laid out for you it can be a bit overwhelming, but the impact of knowing how to manage your money better is so worth it. I’ll keep recommending YNAB, but not on its own because it can be a lot to take on by yourself; I’ll only be recommending learning YNAB and budgeting with Brett because he made it seamless for me.

Coaching with Brett has helped me establish a solid foundation for improving my financial management practices. I have learned to think about money in the long-term, set priorities, and understand that unexpected expenses can be part of the journey. Overall, I believe the coaching experience has been very useful and much needed. Now I feel less scared about my finances because I know I have the tools to navigate money-related situations.

I would highly recommend coaching sessions with Brett. He has a gift for explaining difficult concepts in a simple way. He walked me through my current situation and provided guidance on how to arrange my financial priorities. After the coaching sessions, Brett was available to answer my questions as I put the concepts into practice. Overall, the experience was very positive and has significantly contributed to my journey of planning for the future while also enjoying the present!

Ready to Overcome the Financial Stress That's Been Keeping You Up at Night?