When I decided to go back to school, I reduced my income to a part-time job. I knew transitioning from a full-time salary would be tough, so I hired Brett to coach me on sticking to a mindful spending plan. It was a game-changer.

I operated on an extremely tight budget, and Brett guided me week by week. He was incredibly kind—never judgmental about my financial situation or whether I should earn more. Instead, he met me exactly where I was and helped me make the most of what I had. While he taught me how to use the YNAB program, what stood out most was his genuine support. Every meeting with him was a positive experience.

Before working with Brett, I was dipping into my savings each month, even with a full-time job. But after reducing my income and following his coaching, I’ve been able to maintain my savings without touching them for monthly expenses. Because of this, I will be graduating with my master’s degree debt-free—one of my proudest accomplishments in my life. Brett’s coaching played a huge role in making that possible. A massive thank you to YNAB and Brett for his support!